Insurance Program Audits: Review of current insurance plans: 1) Does policy design fit the Company?s risks and meet ?best practices" coverage standards: 2) Is the risk financing cost effective?

Outsource Risk Management: ARS serves as an extension of your staff meeting a temporary or permanent need. Most companies have a need for a risk manager, but not necessarily 365 days a year. ARS can fill the position on an ?as needed? basis.

Insurance Marketing: ARS develops ?best practices? coverage specifications as part of a comprehensive marketing document which ?sells? your account to insurers. ARS oversees the insurance placement effort, analyzes the insurance placement effort, analyzes proposals, and makes recommendations.

Alternative Risk Financing: ARS develops alternatives to commercial insurance programs Such as Captives, Risk Retention Groups, Risk Purchasing Groups and Pools.

Mergers & Acquisitions Due Diligence: Assessing the insurance and risk management issues relating to acquisitions and divestitures. ARS maintains confidentiality and objectively advises on the strengths and weaknesses of existing programs, as well as potential liability ?landmines.?

Vendor Audits: ARS helps you assess the performance or vendors including insurance companies, claims administrators, brokers/agents, and loss-control providers. As part of this assessment, we benchmarks which are used to measure future performance.